A real person working in banking and fintech operations
Banking & fintech

The platform that protects, sells
and recovers receivables with AI.

Real-time communication. Compliance on every channel.

The challenge

Every minute without real-time communication is an open window to fraud, delinquency and customer churn.

A real person looking at their phone, worried about an alert

Fraud under regulatory pressure

Traditional channels are slow. Every regulator demands full traceability.

A real agent with a headset handling collections at their computer

Collections that depend on people

Scaling receivables today means scaling headcount. Costs go up, effectiveness doesn't.

A real person on the phone while checking the time on their watch

Sales lost to response time

The right customer reaches the right offer too late. The competition responds first.

The Aldeamo solution

A single platform. Three critical fronts of the banking business, automated with AI.

SMS + WhatsApp

Security & Authentication

Identity verification and fraud alerts straight to the phone, with no extra apps.

Account unlocking: from 24 hours to 2 minutes.
AI Voice + WhatsApp

Collections & Recovery

AI agents contact, negotiate and close agreements in parallel, with no human intervention in 70% of cases.

30X more payment agreements closed.
WhatsApp + SMS

Product Placement

The offer reaches the right customer at the exact moment, without one advisor per prospect.

400% increase in loan placement.
A real person working in banking and fintech operations
30X
more payment agreements closed with AI
Collections & Recovery

30X more payment agreements, at a lower cost per action.

AI agents contact, negotiate and close agreements in parallel, with no human intervention in 70% of cases.

Trusted by leading banking and fintech institutions in LATAM

Why Aldeamo

The backing the financial sector demands.

Certifications you already require from your providers

ISO/IEC 27001:2022, ISO 9001:2015, SOC 2 (AICPA), CSA STAR, PCI-DSS. Externally audited, not self-declared.

12+ countries with local billing

We're not an external vendor. We're a local entity in your own market.

30 years in the financial sector

It's not seniority, it's a track record in the banks that are regional benchmarks today.

Spanish-language support, no time-zone gap

Local team, no language barriers.

Banking and fintech success story — coming soon. We don't yet have the client's authorization to publish figures or testimonials.
Frequently asked questions

We answer your questions

How do you ensure compliance with local regulations in each country?

Direct operation in 12+ countries, with legal entities and compliance teams per market.

Are authentication and collections messages kept in auditable records?

Yes. Every interaction is stored in AES-256 encrypted logs, with full traceability.

How long does implementation with the core banking system take?

Between 4 and 12 weeks, depending on complexity. Documented experience with the main core systems in LATAM.

How do you prevent the channels from becoming a vector for fraud or phishing?

Meta-verified accounts with the bank's name visible, plus real-time anti-fraud alerts.

What is the availability SLA during demand peaks?

99.9% standard, with architecture that scales without degrading service.

Smart channels. Powerful results.